Now servicing the Florida market!
California coming soon!
Let's Get You Into Your Dream Home!
Get Pre-Qualified Now!
Why Pre-Qualify?
When you have made the decision to buy a home, understanding your financial capabilities is crucial. Mortgage pre-qualification is a vital first step in this journey. It helps you determine the amount of loan you might qualify for, the necessary down payment, and your potential monthly payments. This process is also an opportunity to identify any unique steps you may need to take, based on your financial situation. Furthermore, it allows you to explore different financial strategies, ensuring that purchasing a home becomes one of your best financial decisions. Mortgage pre-qualification provides clarity on all your mortgage-related questions, setting a solid foundation for your home-buying journey.
How Much House Can I Afford?
A Light-Hearted Guide to a Serious Question
"Can I buy that charming little cottage or the mansion next door?" is probably the most popular puzzle in the home-buying game. The answer? Well, it's as varied as the houses on the market! It's all about the numbers dance - different loan programs will let you boogie with varying percentages of your monthly income. Think of it as a financial matchmaking service: your income, credit score, down payment, and even your first-time homebuyer status all get to tango together to figure out which loan program is your perfect partner. And just when you think you've got the rhythm, remember, each program has its own unique steps and beats, especially when it comes to calculating your income and what counts as a reliable source.
"That is the heart and soul of the American dream, homeownership, the idea of being able to buy a house and start to build your family.” - Wendell Pierce -
The Funding Clinic
The Other Guys
